Clay Piggy is a game based learning solution that builds financial capability by providing a fun and engaging virtual world simulation. The simulation allows children to make real world decisions around earning, spending, saving, investing and giving. The game includes embedded assessment tools to monitor the performance of the users and complexity that is tailored to the individual’s learning potential. Unlike other financial literacy programs, Clay Piggy builds financial capability by providing continuous learning and simulates progressively advanced topics as children move up the levels. Clay Piggy covers the financial literacy curriculum set by Texas Essential Knowledge and Skills (TEKS) standards and the Jump$tart Coalition for Personal Financial Literacy.